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Posts Tagged ‘Success’

Secret of Achievement

The title of this post should be “Top 5 Reasons to be Financially Free at 35” instead. It is okay to continue working if you love your job or the business that you’re in. The problem is that most of us don’t even know whether we have an option of retiring early. That’s what the corporate world does to us; it can kill the Creative, Imaginative and Adventurous side of us if we are in it for too long.

But what’s the big deal if we retire at 35 or 40? What’s in it for us?..one may ask.

I have prepared top 5 reasons to retire early in current landscape: in terms of economy, our lifestyle, relationships etc. They say we only live once. With that in mind, let’s see if we have anything to gain by dropping out all of a sudden…of course with careful planning behind the scenes 🙂 .

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I got the inspiration to write this post after reading a book titled “Cashing in on the American Dream: How to Retire at 35”. This book was written by Paul Terhorst about 25 years back. The main idea is to save enough from a high paying job in the US and then move overseas (cheaper location) to live off your investments. And you do this while you’re young, living life to the fullest and doing what you really love.

 

Cashing in on the American Dream

Paul used to work for a major accounting firm when he retired at 35. Once quit, he never looked back. He still travels and blogs; you can get the latest updates and some tips from his blog at this link.

I’m surprised that even 30 years back, people were thinking of an Extreme Early Retirement. I guess the “Desire to Break Free” has been in our blood since time immemorial 🙂 .

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Most of us dream about having a small business or putting our creative juices to work. As we spend more time in the corporate environment, this call becomes stronger. I’m amazed at how some individuals shun the respect and security of a well paying job and risk everything to start their own venture.

Such venture is usually based on an idea or the interests/hobbies that we hold dear to our heart. We become so convinced and motivated that we can foresee it becoming a reality.

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Recently a friend of mine asked me for advice. His younger brother had just finished BTech (BS equivalent) in Computer Science and wanted to know whether he should accept a job or pursue an MBA right away.

My answer was: It depends.

Many of us (especially with Science, Engineering or Technology background) face similar dilemma at some point of time in our lives. We’re faced with this choice either in our college years or when we have added years of experience and it is time to move up the ladder.

Let me share my experience in this regard.

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I’m sure many of you have heard of Toastmasters International by now. No, it is not a Golf tournament as one of my colleagues at UPS thought it to be. 🙂 It is a worldwide organization dedicated for improving Public Speaking, Listening and the Leadership skills.

Since most of the Fortune 500 companies have local Toastmasters clubs, I also had an opportunity to be part of Toastmasters at UPS. I found the experience so enriching that I’m planning to be associated with it (one way or another) till the rest of my life. The organization is not just about improving our public speaking or presentation skills, it also helps us grow in many aspects.

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