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Posts Tagged ‘retirement’

Secret of Achievement

The title of this post should be “Top 5 Reasons to be Financially Free at 35” instead. It is okay to continue working if you love your job or the business that you’re in. The problem is that most of us don’t even know whether we have an option of retiring early. That’s what the corporate world does to us; it can kill the Creative, Imaginative and Adventurous side of us if we are in it for too long.

But what’s the big deal if we retire at 35 or 40? What’s in it for us?..one may ask.

I have prepared top 5 reasons to retire early in current landscape: in terms of economy, our lifestyle, relationships etc. They say we only live once. With that in mind, let’s see if we have anything to gain by dropping out all of a sudden…of course with careful planning behind the scenes 🙂 .

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I got the inspiration to write this post after reading a book titled “Cashing in on the American Dream: How to Retire at 35”. This book was written by Paul Terhorst about 25 years back. The main idea is to save enough from a high paying job in the US and then move overseas (cheaper location) to live off your investments. And you do this while you’re young, living life to the fullest and doing what you really love.

 

Cashing in on the American Dream

Paul used to work for a major accounting firm when he retired at 35. Once quit, he never looked back. He still travels and blogs; you can get the latest updates and some tips from his blog at this link.

I’m surprised that even 30 years back, people were thinking of an Extreme Early Retirement. I guess the “Desire to Break Free” has been in our blood since time immemorial 🙂 .

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I’m often asked this question: what do I really mean by Financial Freedom. Most of us have heard this term by now. Some think of it being similar to Retirement or something that is for people in their sixties or seventies whatever the bar may be.

Financial Freedom usually means that we have enough money to pay our bills. Or that we have met our short and long term financial obligations. In other words, we don’t really need to work anymore for our living expenses.

All of the above definitions are correct.

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I finally announced “Freedom from 9-5” when I handed in my resignation at UPS about a year ago. Though I became financially free sometime back, an official announcement had to wait due to some family and work commitments.

It was hard to contain my excitement as I envisioned a world where I could pursue my interests and passions fulltime. A world that is full of creativity, excitement and adventure, finally becomes a reality.

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