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Prince Siddhartha (young Buddha) taking care of injured Swan that was shot by his royal cousin

Prince Siddhartha (young Buddha) taking care of injured Swan that was shot by his royal cousin

 

During my recent visit to Siem Reap, I stayed at Golden Takeo, a family owned guesthouse. It is run by Prom: a professional, friendly and kind gentleman. No wonder, it repeatedly gets the best reviews. This place is centrally located and makes a perfect base for exploring Angkor Wat and other historic temples.

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I wanted to experience Cambodian countryside so I decided to take a bus from Phnom Penh to Siam Reap (Home of Angkor Wat temples). The city outskirts are still raw and basic with continuously changing landscape, not much affected by urbanization. The journey proved to be a refreshing experience for the soul!!

I met Mr Tan, a businessman from Malaysia whose seat was next to mine. He was also visiting Cambodia for the first time to do some sightseeing but mainly to explore new business opportunities. He was a Chinese Buddhist and must be in his 50s.

I was doing Japa meditation since it was an early morning bus. Some time later I opened Bhagavad Gita and immersed into it as the feeling of gratitude overtook me. What have I done to deserve this? To be fortunate enough to be in a strange, new land surrounded by people from different countries, all on their own journeys but still sharing a common bond!!

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Angkor Wat is what really attracts people to Cambodia.  But I highly recommend spending few days in the capital city: Phnom Penh before heading to Angkor Wat.

Phnom Penh is a lovely city to stroll around. It has more of a small town feeling and gives a perfect opportunity for getting accustomed to the laid back lifestyle of Cambodia and its people.

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Life Insurance1

Once we know that Term Insurance policy is the simplest and cost effective solution for our Life Insurance needs. The next question is how much cover do we need?

In my experience, I have noticed that majority of the folks are either under covered or have life insurance in excess. The answer is different for every one so we will try to find ways to determine an ideal cover for different situations.

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Term Insurance1

I’m sure that somebody has already tried to sell you an Insurance policy (anything but Term) at some point of time in your life, actually it might happen multiple times. The worse is if we walk into the trap ourselves, in the hope for higher returns, guaranteed income or some savings on taxes.

I was at the bank yesterday and one gentleman walked in. He was a new customer that was going to bring in funds to the bank. While opening a savings a/c, he asked the customer service manager for advise about Mutual Funds. Lo and Behold, the bank rep immediately suggested a Life Insurance policy instead and started to talk about its benefits. Within no time, the customer was convinced. I sat there helpless, couldn’t do much as I was at the wrong place and at the wrong time.

These incidents are not new to me, I have been in that customer’s shoes long ago and continue to come across such situations with my friends and family where I have to warn them of these products. The Life Insurance policies are the worst investment products. They come in different packages such as Universal, Ordinary, Variable, Whole Life, all kinds of Annuities (USA), ULIPs (India) etc. I don’t think there will ever be an end to these. So what’s so terrible about them?

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We visited Govardhan Eco Village last Diwali, it is just 1-2 hours drive from Mumbai. What a respite it was from the hustle and bustle of traffic choked Mumbai!!

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Traveling Solo

Yes, it has been a long time since I have written on this blog.

For the last few months, I have been busy planning of a two months long trip to Cambodia, Thailand, Malaysia and Australia. Many different places to stay, eat and of course different activities.

I think this is the longest travel for me so far. It requires much more planning than a usual family trip. I don’t remember when I traveled solo last time. 🙂 This is the experience I have been really waiting for.

Traveling alone might not be for everyone. But I love the freedom, adventure and the excitement that comes with it. Especially, when you’re visiting new countries, meeting different people.

I have tons of ideas and stuff in my head that I want to write about but this trip is a priority now, so please bear with me.